Take Control of Your Credit.
Generate dispute letters, organize accounts, and track responses from one dashboard.
Open disputes
4
Pending responses
3
Letters generated
12
Upcoming deadlines
2
Recent activity
ON TRACKWhy CREDIT DISPUTE IQ
Built for consumers who want to do it themselves.
Save hundreds vs traditional services
Most credit-repair firms charge $80–$150 per month. You pay once.
Prepare documents yourself
Guided wizard generates print-ready letters in minutes.
Track every deadline
Mailed, delivered, and the 30-day investigation clock in one view.
Organized document storage
Letters, responses, and certified-mail receipts by case.
Bureau mailing directory included
Verified addresses for Equifax, Experian, TransUnion.
One-time payment
No subscriptions. No surprises. Keep the tools.
How it works
Four steps. You stay in control the whole way.
We provide the structure and the documents. You send the mail and keep every receipt.
Step 1
Import your credit issues
Add the accounts, collections or errors you want to address.
Step 2
Generate dispute letters
Pick a template and fill the guided form. Download a print-ready PDF.
Step 3
Print and mail
Send via certified mail using verified bureau addresses.
Step 4
Track responses
Log responses and monitor the 30-day investigation window.
Supported letters
Professionally drafted templates.
Built around the rights consumers have under the FCRA and FDCPA.
Debt Validation
Request proof a debt is yours under the FDCPA.
Credit Bureau Dispute
Challenge inaccurate items reported to a bureau.
Identity Theft
Document and dispute fraudulent accounts.
Collection Dispute
Address a third-party collector's claim.
Goodwill Letter
Request removal of an isolated late payment.
CFPB Complaint Draft
Prepare a complaint to the Consumer Financial Protection Bureau.
Credit bureau directory
Verified mailing information.
The official dispute addresses for each of the three major credit bureaus.
Equifax
Mailing address
P.O. Box 740256 Atlanta, GA 30374
Phone
(866) 349-5191
Experian
Mailing address
P.O. Box 4500 Allen, TX 75013
Phone
(888) 397-3742
TransUnion
Mailing address
P.O. Box 2000 Chester, PA 19016
Phone
(800) 916-8800
Pricing
Clear, one-time pricing.
No monthly subscriptions. No hidden fees.
- Up to 5 dispute letters
- Bureau mailing directory
- PDF generation
- Basic timeline tracking
Proceeds for STRANPARECI.COM NON PROFIT ORGANIZATION
Donate- Unlimited dispute letters
- All 8 letter templates
- Automated 30-day reminders
- Multi-round dispute tracking
- Document vault
Proceeds for STRANPARECI.COM NON PROFIT ORGANIZATION
Donate- Everything in Professional
- Household / multi-user access
- Priority support
- Advanced reporting
Proceeds for STRANPARECI.COM NON PROFIT ORGANIZATION
DonateDemo build — no payment processing in Phase 1.
Newsletter
Get credit-rights tips in your inbox.
Occasional updates on dispute strategies, FCRA/FDCPA news, and new templates.
Compliance & important disclosures
What CREDIT DISPUTE IQ is — and what it isn't.
CREDIT DISPUTE IQ is a self-help document preparation platform. We provide templates, organization, and tracking tools so consumers can exercise their rights under the FCRA and FDCPA.
We do not provide legal, financial, debt settlement, or credit repair services. We are not a law firm, not a credit repair organization, and not a debt collector. We do not give legal or financial advice.
Users prepare and send their own documents. CREDIT DISPUTE IQ does not contact, negotiate with, or correspond with creditors, collectors, or credit bureaus on your behalf.
No guaranteed results. Outcomes depend on your individual situation. Nothing on this site guarantees a credit score increase or removal of any item from your credit report.